A recent Reddit post by a disappointed husband in R/Dave Ramsey Subreddit caught the attention of people after asking if his wife’s spending habits are out of order. His main complaint? In the last 90 days, the family has spent $ 6,769 only for dinner.
“Fortunately, we are a positive net value,” he writes. “But she slows down our retirement, saying that her costs are normal for having 2 children. I cover probably 80-90% of the main things on my part.”
According to his breakdown, they also spent $ 1330 on grocery during the same period, along with $ 1,230 on deliveries, $ 1.250 for healthcare, $ 560 per gas and $ 1,200 for other costs.
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The answer was quick and almost unanimous. One commentator was particularly direct: “The food outside is not only misleading, it is irresponsible and incredibly selfish. It’s almost $ 30 a year.” They also indicated that if they put this money with a financial advisor, “at $ 2 a month and earned an average of 12%, you have almost $ 650,000 in 15 years.”
Another person has added his own mathematics about how much they can get over 30 years old if they invest this money: “$ 6769 is in 3 months, so $ 27,000/year. It turns $ 3 million in 30 years at 8%.”
Others compared: “We make the 380s a year and eat about $ 500 a month. This dining number is horrifying.”
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While many were focused on the costs themselves, others pushed the spouse to review how he approached the problem.
“Stop saying” I cover most accounts … “you are us,” said one person, pointing to the meaning of shared financial responsibility in marriage, something Dave Ramsay He often teaches and preaches.
Another is confronted with “This is more as a problem with marriage than a problem with money. Does she handle all the raising of a child and housework? Get off the spreadsheet and be the partner your wife needs and communicates for this matter.”
However, others call for practical changes instead of guilt. “Cut the dining room to a quarter of this and add 1-2 bonuses to grocery and cook more-the problem is resolved.”