Almost every month is a good time to invest in an index of the S&P 500.
It’s like betting the future success of the US economy.
Many index funds also exercise ultra -low fees; Below are some that need to be considered.
10 shares we like better than Vanguard S&P 500 ETF ›
So you want to invest in S&P 500The index, which consists of 500 of the largest and best companies in America. That’s great! In the end, while in the US there are several thousand public companies to choose from, the S&P 500 companies make up about 80% of the value of the entire funds in the United States.
Investing in the S&P 500 is essentially confident that the US economy will continue to grow over time, despite casual discounts. This is a simple, fast and intelligent way to invest in the US stock market that does not require you to become any type of investment expert.
Image source: Getty Images.
And you don’t have to go into July – every month you will do it, especially if you plan to continue adding money to your portfolio regularly over time.
The smartest way to invest in the S&P 500 Index in July (or every month) is simply to join the low -fee index of S&P 500. Such funds are usually intended to hold all the same shares as the index in proportion to their market restrictions, which can be the same as a non -indebate -minus taxi index Funds. Here are three solid options for viewing:
Invest in gold
Powered by Money.com – Yahoo can win a commission from the links above.
Vanguard S&P 500 ETF(Nysemkt: flight)
Ishares Core S&P 500 ETF(Recently simple: IVV)
SPDR S&P 500 ETF(Freshly removed: spy)
Vanguard S&P 500 ETF is a classic, simple S&P 500 index. As with any other such fund, it will distribute your dollars in the shares of hundreds of companies – including the “magnificent seven” shares that are that are Apple., Amazon.com(Google Parent) Alphabet(Parent on Facebook) Meta platforms., Microsoft., Nvidiaand TeslaS The cost of its cost (annual fee) of 0.03% means that you will only pay $ 3 a year for every $ 10,000 you have invested in the Fund.
IShares Core S&P 500 ETF also has an ultra-low cost ratio of 0.03%, while the SPDR S&P ETF cost ratio is, relatively higher, at 0.0945%. (However, this is less than $ 10 a year when investing $ 10,000.) All these funds have almost the same 500 companies.
Investing in the basic index of the S&P 500 essentially guarantees that your return will match the return on the market. But that doesn’t give you a chance to beat the market.
If you want to take a faster -up shot while still betting wide on the American economy, think about Vanguard S&P 500 Growth ETF(Nysmkt: Choan)S It was created to match the S&P 500 Growth An index that includes only those components of the reference indicator that are considered to be “growth stock” – determination that people in S&P make based on “sales growth, the profit ratio changes to price and inertia”.
He recently held 212 different shares. However, it is worth noting that about half of its value comes from its best participation in the top 10, and completely 12.5% of its assets were in NVIDIA -the most valuable company in the world at the moment. So you should be comfortable with this type of concentration if you are going to invest in this fund. (Regular index funds S&P 500 are also concentrated, but less -only about one -third of the value of the S&P 500 today comes from its best 10 appearances.)
Keep in mind that ETF movements for growth will be slightly more unstable than the S&P 500 standard index. For example, during the immersion of the market in 2022, the S&P 500 fell 18.2%, while the Vanguard S&P 500 Growth ETF fell by 29.5%.
Etf
Cost -ratio
A 5-year average annual return
10-year annual return
Vanguard S&P 500 ETF (Flight)
0.03%
16.46%
13.52%
Ishares Core S&P 500 ETF (IVV)
0.03%
16.47%
13.51%
SPDR S&P 500 ETF (Spy)
0.0945%
16.40%
13.46%
Vanguard S&P 500 Growth ETF (Choam)
0.07%
16.72%
15.60%
Source: morningstar.com, from July 1, 2025
The table above shows how these funds are compared. It also shows that you probably wouldn’t do that worse by sticking to the S&P 500 standard low-fee index. As for the construction of long -term wealth, it is difficult to beat the stock exchange.
Before you buy shares at Vanguard S&P 500 ETF, consider this:
Thehe Motley Fool stock adviser Analyst team has just identified what they think is 10 best shares For investors to buy now … and Vanguard S&P 500 ETF was not one of them. The 10 shares that made the abbreviation could lead to the return on monsters in the coming years.
Consider whenNetflixMake this list on December 17, 2004 … If you have invested $ 1,000 at the time of our recommendation,You will have $ 699,558! ** Or when NvidiaMake this list on April 15, 2005 … If you have invested $ 1,000 at the time of our recommendation,You will have $ 976,677! **
It is now worth notingStock adviserThe total average return is1,060%-S-market destruction of superiority compared to180%for S&P 500. Don’t miss the top 10 list available when you joinStock adviserS
See the 10 shares »
*Stock Advisor since June 30, 2025
Susan Frey, CEO of Alphabet, is a member of the Board of Directors of Motley Fool. Randy Zuckerberg, a former director of the Facebook Development Market and a sister of Meta Platforms CEO Mark Zuckerberg, is a member of the Board of Directors of Motley Fool. John Maki, former CEO of Whole Foods Market, a subsidiary of Amazon, is a member of the Board of Directors of Motley Fool. Selena Maradzhian has positions in Alphabet, Amazon, Apple, Meta Platforms, Microsoft and NVIDIA. Motley Fool has positions and recommends Alphabet, Amazon, Apple, Meta Platforms, Microsoft, NVIDIA, Tesla and Vanguard S&P 500 ETF. Motley Fool recommends the following options: Long January 2026. $ 395 Microsoft calls and short January 2026 $ 405 Microsoft calls. Motley Fool has a policy of disclosure.
Here’s the smartest way to invest in the S&P 500 in July, originally published by Motley Fool
